Why Should You Choose Alliance Lending?
At Alliance Lending, we are San Jose mortgage brokers that work for YOU. Not the bank. As independent mortgage brokers, we are beholden to the borrower, not the lender. How does that work for you? Let us count the ways!
ConvenienceShopping for a mortgage can make your head spin. Never mind the different interest rates, terms and application criteria. What mortgage type is right for you based on your credit history? Your financial situation? Your home? Do you qualify for a conventional loan? An FHA loan? Do you need a jumbo mortgage? A bank has a finite number of lending products for you. What happens if you don’t fit their criteria?
We Work Tirelessly on Your BehalfWith an independent San Jose mortgage broker on your side, the shopping is made easy. At Alliance Lending, we don’t waste your time. As seasoned mortgage experts, we know which lenders offer the best products for YOUR situation and needs. We know their underwriting criteria and what they will need to qualify you. And then we work tirelessly each step of the way to make it happen.
Individualized Service and SupportEvery borrower comes to the mortgage process with a different set of goals and a different financial history. Banks historically only want borrowers who fit into their finite set of criteria so they can sell the loans. This may work for a percentage of borrowers but a large percentage are left out in the cold.
Whether you are purchasing a home or refinancing to lower your monthly expenses, Alliance Lending can help. Our staff of experienced San Jose mortgage brokers have worked in the mortgage field for years and understand what each of our partner lenders is looking for in a borrower. In this way, we can offer a loan package that will put you in the best possible light to ensure that the lender sees you as an asset and not a liability.
