Buying your first home is often seen as one of the formidable signs in achieving the American Dream in this country. Unfortunately, a new home buyer can experience much frustration and can often not have the down payment or established credit history needed to qualify for a traditional conventional loan without some assistance. That is when working with an independent mortgage broker may help.

At Alliance Lending, we partner with lenders that offer many first time home buyers in San Jose easy and affordable solutions to buying their first home. We also participate in many programs, grants and down payment assistance avenues to make first time home buying attainable. These programs can help first time home buyers who may have credit scores or income levels that keep them from qualifying for traditional conventional mortgages.